Hurricane Ida
Recovery Information
Hurricane Ida Insurance Deductible Assistance Program
The Mayor’s Office of Housing Policy and Community Development will begin accepting applications for assistance with Hurricane Ida Insurance Deductibles. Up to $2,000,000 in Neighborhood Housing Improvement Funds (NHIF) will be made available to Orleans Parish households earning up to 140% of the area median income which is about $98,140 for a family of 4. The program is expected to serve between 200-300 households.
Louisiana has one of the highest hurricane insurance deductibles in the country. The purpose of this program is to prevent displacement, allow homeowners to proceed with private insurance claims and seek FEMA assistance. Although FEMA does not pay for or reimburse insurance deductibles, applicants are encouraged to apply for FEMA assistance as soon as possible.
To be eligible for the New Orleans Hurricane Ida Insurance Deductible Program, an applicant must meet the following criteria:
- Sustained residential damage to your primary residence during Hurricane Ida;
- The primary residence is located within Orleans Parish;
- Household income is at or below 140% AMI; and
- The applicant does not have delinquent City taxes.
AMI Income Table
|
AMI
|
1-Person
|
2-Person
|
3-Person
|
4-Person
|
5-Person
|
6-Person
|
7-Person
|
8-Person
|
|
140%
|
68,740
|
78,540
|
88,340
|
98,140
|
106,120
|
113,960
|
121,800
|
129,640
|
Note: The program will remain active while funding is available. Payments will be made directly to the insurance provider.
The contact for the program is Richard Boseman, Director of Asset Management for the Office of Housing Policy and Community Development via email at rnboseman@nola.gov or slharris@nola.gov or 504-658-4350 by phone.
To apply, you must provide the following in addition to the application below:
- Proof of identification (driver's license, state ID...)
- Proof of income (2 paycheck stubs, unemployment, social security, pension letter…..)
- Proof of ownership (Act of Sale, Donation, Succession….)
- Proof of insurance (Current Homeowners Insurance policy)
- Proof of non-delinquent property taxes
- Repairs estimate (written quote)
Apply for the program